Keep track of your subscriptions
Card Tracker is our handy tool that lets you check where you've saved your card details and any regular subscriptions or services you're paying for with your ASB Visa Debit or Credit cards.
Tips and tools to help you manage the rising cost of living
We're here to help with some ideas on managing costs and options for financial assistance and support.
Every step counts in helping you stay on track.
Set a budget to stay in control
Budgets can help you stay in control of the money coming in and out of your accounts. Set realistic goals for your spending and see where you can afford to save.
Be the boss of your banking
Use the ASB Mobile Banking app to stay up to date with your account balances and payments. Find out your financial wellbeing score, save money without thinking using Save the Change and set up alerts to avoid overdraft fees.
Calculate your savings goals
Our rainy day savings planner helps you work out how much you should set aside 'just in case' by looking at your current situation and any future expenses.
Find financial support for you and your family
Help comes in all shapes and sizes. With Support Finder you can find out what financial support you could be eligible for. Answer a few simple questions and we’ll show you the government benefits and community support services that you might be missing out on, along with who to get in touch with to start the application process.
Repayment support and tips for staying one step ahead
One way to feel more in control of your money is to reduce the amount of debt you owe. That doesn't mean spending everything you have on repayments. Here are some ways to get on top of your money.
Prepare for rising interest rates
With interest rates on the rise, it's a good idea to see what you can do to prepare for increased repayments.
Transfer your credit card balance
If you have credit card debt with another bank or selected store card, transfer it to a personal ASB Visa credit card and get 0% p.a. fixed interest for 6 months on the transferred balance.
Consolidate your debts
Roll all your debts into one debt consolidation loan, manage one regular repayment and simplify your finances.
Calculate your mortgage repayments
We can't predict the future, but we can help you calculate what different home loan rates, terms and repayments could look like.
You've got options for business support
The increased cost of living doesn't stop at home. Our ASB Business Hub will give you access to a range of tools to help keep your business humming. Take stock of where you're at or get in touch to discuss your options.
Would you like zero fees with that?
Yes please. Switch to an ASB zero monthly fee business account.
Need help managing your cashflow?
We can help you understand how to forecast and manage your cashflow, so you're always making decisions with the full picture in mind.
Looking to grow your profit?
It's not unheard of to grow your business in tough times. Find out how to do it safely while keeping your business protected.
Is your business facing financial stress?
If you're in need of support, discuss your funding options by calling 0800 272 222, contacting your relationship manager or enquiring online.
Looking for financial assistance?
Hard times can hit anyone and financial stress can be challenging. If you need financial assistance, we're here to help. Give us a call on 0800 272 235 (Option 3), contact your relationship manager or enquire online.
Other ways we can help
Looking for more ways to stay in control of your finances? We're here to help you set yourself up for financial success.
Use reward dollars before cash
Something you need? Be a savvy spender and redeem your rewards dollars before dipping into your wallet.
When you need to spend, make sure you're also saving
Automatically round up what you're spending to the nearest dollar, with the extra going straight into your savings.
Free budgeting help from MoneyTalks
Confidential budgeting advice, connecting people with free financial mentoring and other community services.
Contact
Book a Financial Wellbeing appointment in the ASB Mobile Banking app or on FastNet Classic internet banking under the ‘Contact us’ section at a time that suits you. Alternatively, call us on 0800 803 804.
ASB's lending criteria and terms apply.
Credit Card Balance Transfer: Credit card balance transfer terms apply. The standard purchase interest rate for your card type will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Find standard rates at asb.co.nz. Interest rate on cash advances, currently 22.95% p.a., applies. Fees apply, refer to asb.co.nz for details.
Debt Consolidation Loan: Minimum loan amount $2,000. Debt consolidation loans cannot be used to repay an existing ASB personal loan or repay loans from friends or family.
ASB True Rewards: ASB Rewards Programme Terms and conditions apply.
