How to apply
Join ASB
To apply for an ASB credit card, you’ll need to open an ASB bank account.
Apply for a credit card
Once you’ve joined ASB, you can apply for an ASB credit card in the ASB Mobile app or FastNet Classic.
Explore your options
Compare ASB credit cards. Find the credit card that suits you.
ASB Visa Flex
The card for getting started with some flex for your money, enjoy no fees and our lowest interest rate
ASB Visa Light
The card with no account fee, a low purchase interest rate and access to interest savings on large purchases of $1,000 or more
ASB Visa Rewards
Earns sweet perks for your spending with a range of rewards
ASB Visa Platinum Rewards
Earn rewards faster and get access to cover for your next overseas trip
Interest rates and fees
Learn more about the rates and fees associated with our personal and business credit cards.
Credit card features
Rule your rewards
Score great deals when you use your credit card. Earn True Rewards dollars on your purchases with an ASB rewards credit card.*
Card Control
Manage your ASB Visa cards anywhere, anytime with extra security and control
Bank on the go
Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app
Apply for an ASB Credit Card
Ready to go
To apply for an ASB credit card, you’ll need to open an ASB bank account.
*You will not earn True Rewards dollars on cash advances or transactions treated by ASB as quasi cash advances.
ASB's lending criteria, terms, fees, and Credit Card Conditions of Use apply.
Interest rates and fees may change, other fees may apply. Refer to asb.co.nz for details.
ASB's Rewards Programme terms and conditions apply.
