Tell us about your income and expenses and use our calculator to see what you could afford to borrow.
Managing your home loan
An ASB home loan gives you plenty of options to pay off your home loan faster and to make sure it continues to work for you.
Great reasons to choose us
- Pay off your fixed rate home loan faster by increasing your regular payments by up to $500 per fortnight for the remainder of your fixed rate period
- Manage your loan on mobile and online 24/7
- Refix a rate on your home loan in FastNet Classic and get personalised fixed term home loan rates
- Make one-off payments to your floating home loan online
ASB Home Central. Visualise your home loan. Explore the possibilities.
Take control of your home loan with our useful tool, ASB Home Central.
Change your repayments, fix a floating home loan and see the impacts of adjustments to your home loan.
A new extension, a new kitchen or a new addition?
Need to add extra space, make improvements or prepare for a new family member? You could use your equity in your home to borrow more to help pay for it. If you're ready to get started you can apply online for a top-up on your ASB home loan in ASB Home Central anytime. The application will take about 10 minutes to complete and we'll be in touch within 4 business hours.
Mortgage Repayment Calculator
More home loan calculators
Home loan interest rates
Min 20% equity
6-month fixed rate
12-month fixed rate
18-month fixed rate
24-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
24-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
12-month fixed rate
18-month fixed rate
Housing variable rate
Rates may change. Loan processing fee of up to $400 may apply. After the fixed rate period the Housing Variable Rate will apply. For those with less than 20% equity see here for rates.
Find the right home loan
Revolving credit home loan
Draw and repay your loan at any time, within your credit limit.
Guides to get you there
ASB Answers videos
Get started today
01. Apply
Let us make your home loan work for you. Talk to a home loan specialist today.
02. Get approved
If your request is approved, we’ll get back to you with payment details, interest rates and any conditions.
03. Accept and sign
We’ll prepare the required loan documents and send them where they need to go.
04. Confirm
Once we get the documents back, we’ll check all conditions have been met and let you know when any new loan is in place.
We're here to help
Apply online
Start your home loan application online. We'll be in touch to complete the next steps with you.
Give yourself 5-10 minutes.
Meet in person
One of our team can meet at a time and place that suits you, or you can make an appointment to meet at an ASB branch.
Give us a call
You can pick up the phone and call one of our home lending team, weekdays 8:00am-6:30pm and on Saturday 8:30am-5:00pm.
+64 9 306 3000 for overseas
Manage loan online
Existing customers can view and manage loans, apply for a top up and more.
We're here to help you
Frequently asked questions
Manage your loan
ASB’s lending criteria, terms and fees apply.
