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Savings On Call account

Earn interest while still being able to access your savings.

Benefits at a glance

  • Great if you need to access your savings at no cost
  • You can access your savings whenever you like
  • No monthly base or transaction fees
  • Earn interest on every dollar in your account

Is it right for me?

Savings On Call could be a great option if you want to save, but might also need to access your savings. Interest is calculated daily and paid monthly on the balance of your account.

Your money is not locked in so you can move it between your ASB accounts as often as you like. There are no monthly base or transaction fees, so you won't have to worry about your transaction fees dipping into your savings.

On a tax rate of 30% or higher?

If your income tax rate is 30% or higher, a PIE alternative, ASB Cash fund may provide better after-tax returns than a Savings On Call account. It has the same interest rate and fees, and benefits may also apply to Trusts.

Credit interest rates

Balance
Rate
All balances

Interest rates are subject to change at any time.

Get more with ASB

Bank when it suits you

Whether you’re a night owl or an early bird, you can do your everyday banking at any time with FastNet Classic online banking. Sign in and you can pay your bills, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.

Bank on the go

We’re there wherever you need us with the ASB Mobile app. Check your balance while waiting for a bus, move money between your accounts while you’re shopping, or pay a friend for lunch using just their mobile number.

Put away money as you spend

Achieve your savings goal sooner with Save the Change. You can round up electronic purchases you make to the nearest dollar and the change goes into another account. You'll be surprised how quickly it can add up.

Open a Savings On Call account

Apply online

Open online and we’ll get you up and running as soon as possible.

Apply online

Call us

We’re here to help.

0800 803 804

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

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Saving Plus account

A savings account that rewards you for not making withdrawals – great for those who are saving for the long term.

Term Deposit

Earn a fixed interest rate over a fixed period of time. You choose the timeframe from 30 days to five years.

Save the Change

We automatically round up your electronic transactions and put the difference into a savings account you choose.

ASB Bank Limited’s terms apply. Rates and fees may change. Refer to asb.co.nz for other fees and charges.

Units in the ASB Cash Fund are issued by ASB Group Investments Ltd, a wholly owned subsidiary of ASB Bank Limited. Investments in the ASB Cash Fund are not deposits with ASB Bank. ASB Bank guarantees account balances and returns due but not paid (less fees and any PIE tax). The guarantee is unsecured. Lower rates of return may apply to balances greater than $20 million.

Term Deposit minimum deposit $5,000. Rates may change. Rates not available to financial institutions. Maximum amount across all term deposits held either solely or jointly with any person is $10 million.

Bank AccountsASB Savings On Call