Benefits
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See where your money is going with Spend Tracker's summary for each account.
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No need to manually code transactions, Spend Tracker automatically puts your spending into categories.
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Easily change your spending transactions into the category that best suits you.
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Track trends in your income and expenses.
How ASB Spend Tracker works
Spend Tracker is available for ASB customers who have a personal everyday, savings or credit card account. You can access Spend Tracker through the ASB Mobile Banking app.
Spend Tracker has an interactive graph for each eligible account that helps you track your money in and money out. You can select any available month to view your spending summary.
The tool automatically puts your spending into categories, for example dining, entertainment and utilities. You can easily change a single transaction or all similar transactions into the category that best suits you.
Get started

1. Log in to the ASB Mobile Banking app, select the Account you want to view, and then More options.

2. Tap on Spend Tracker.

3. Scroll down to view your spending summary or select the month you wish to view.
What else can you do in the ASB Mobile Banking app?
Check your financial wellbeing
Discover your financial wellbeing score, set savings goals, and find tips and tools to help you make smart money choices. Find out more here.
Save money without even thinking about it
Save as you spend with Save the Change. We automatically round up your electronic transactions and put the difference into a savings account you choose. You can also choose to donate your change, in addition to saving it.
Stay on top of your banking with alerts
Alerts notify you when your account goes into overdraft to avoid fees, when your credit card payment is due or when an automatic payment or bill payment may fail due to insufficient funds (excludes IRD payments and direct debits as these are controlled externally, not by ASB). Find out how to set up your alerts here.
Book bank appointments
Book an appointment to talk to an ASB team member in branch via the ASB Mobile app - from home loans, credit cards, KiwiSaver and more. Log in to the Mobile app, select More on the menu bar, Contact Us and the Book an appointment option.
Questions you might have
How do I find Spend Tracker?
What accounts can I use Spend Tracker for?
How are transactions categorised?
How do I change the category for a transaction?
What is the difference between changing the category of a single transaction and 'all transactions like this'?
How do I find out more information about the categories?
Why can't I see any transactions from today?
Why can’t I see a particular category/any categories when I select an account?
How do I see a different months' account activity and spending?
What is 'money in' and 'money out'?
We're Canstar's Bank of the year for Digital Banking for three years running
Canstar has awarded ASB for delivering our customers the best in digital banking through our mobile app and internet banking.