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ASB Visa Business

Visa Business is a convenient way to make business purchases and manage everyday cash flow. You can also have multiple cards and set a credit limit for each, giving you greater control.

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Benefits at a glance

  • Manage cash flow better with up to 50 days interest free on purchases

  • Consolidated monthly reporting, providing a comprehensive view of your Visa Business expenditure

  • Directly control your credit card account with Card Manager available in FastNet Business

  • Access a range of complimentary Visa Commercial Offers for your business 

Is it right for my business?

Visa Business is suitable for businesses looking for a smart way to pay for purchases and manage cash flow. It also suits those after multiple credit cards with separate credit limits set for each employee. With the optional addition of Card Manager Professional, a business can instantly set and change each card's credit limit at any time.

If you need further expense detail there is also visibility on individual card statements and a consolidated report every month, plus there is access to a total expense management system - ASB Expense Manager.

To find out more, read our handy guide getting the most out of your business credit cards.

Key features

Buy now, pay later globally

With up to 50 days interest free on purchases, you can buy now and pay your card off later. Either in store, online or anywhere in the world that Visa is accepted – at millions of locations worldwide. This can be a convenient way to manage cash flow.

Get a complete view of expenses

Keeping track of employee expenses can be challenging for any business. With Visa Business, cardholder statements are consolidated into one monthly report, providing a comprehensive view of expenditure. 

Control all your cards in real-time

With the optional Card Manager Professional system you can directly control all your organisation’s credit cards. You can instantly change a credit card limit, cancel a card or order a replacement card. Manage your card account yourself, in just a few minutes.

Most popular Visa Commercial offers

Category     Merchant     Description        
Productivity     Adobe     Adobe Acrobat keeps you connected to your team with simple workflows across desktop, mobile, and web no matter where you're working.        
Digital Marketing     Google Ads     Reach potential customers precisely when they are searching on Google for the things you offer. Drive more website visitors, boost online sales, capture leads or keep your customers engaged with Google Ads. Multiple ad formats to showcase your offerings: text-based search ads, YouTube video ads, graphic display ads or in-app mobile ads.        
Security Tools     DocuSign     DocuSign is the fast, reliable way to electronically sign documents and agreements on practically any device from almost anywhere in the world.         
Productivity     G-Suite     A package of cloud-based tools and services, including email for your business, a feature-rich calendar, docs, sheets, and slides that provide real time collaboration, chat, phone, and video-conferencing, websites, forms, surveys, enterprise-grade support, storage, and archiving.        

Take advantage of a range of offers and discounts on a specially curated selection of business services. This is a complementary benefit available to all ASB Visa Business and Visa Business Rewards cardholders.

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Interest rates and fees

Purchase interest rate

Cash advance interest rate

Six-monthly account fee (per card)

Interest rates are subject to change. The purchase rate will be charged on Dishonoured Payments.

Please refer to the Credit Card fees for other applicable fees. Fees subject to change.

You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $4.00 will apply if you do not make the minimum payment due.

Next steps

    Talk to an expert

    Our business and rural experts can help you choose the right products and services for your business.

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    Call us

    Contact us from 8:00am to 5:00pm, Monday to Friday.

    0800 272 222

    Visit a branch

    Visit us at one of our many branches.

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Get more with ASB

Improve expense management with ASB Expense Manager

ASB's expense management tool, ASB Expense Manager lets you move your expense management online. It gives you more control and visibility over your business spend with on-demand access to expense data and comprehensive reporting across the business.

Clever ways to pay for your purchases

Pay on the go with an ASB Visa business credit card. Use payWave in store to make contactless payments under $200 without a PIN, or pull out your card at home and use it to shop online.

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Visa Business Rewards

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Business Saver

A savings account that earns the same rate of interest on every dollar.

ASB lending criteria and Credit Card Conditions of Use apply.

Business banking ASB Visa Business