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Asset Finance

This loan lets you buy, replace or refinance assets, while providing them as security for the loan. It can be an option to free up capital and take advantage of new opportunities.

Benefits at a glance

  • Use your business assets as security for the loan.
  • Free up the funds already invested in your assets.
  • Tailor payments to suit your seasonal cash flow.
  • Manage a number of assets under our Asset Finance Revolving Fleet Facility.
  • Get specialist support from our dedicated Asset Finance team.

Is it right for my business?

Asset Finance is designed to help your business invest in new assets or refinance existing ones. Ask us today about how we can help you structure the security for your loan.

It can be an option if you don't have surplus cash to buy an asset, you wish to consolidate your Asset Finance debts or you're looking to spread a loan out over the lifespan of the asset.

Depending on your particular situation, we may be able to finance up to 100% of the purchase price on a vast range of equipment, machinery and vehicles.

If you operate a fleet of vehicles or need to replace equipment on a regular basis, you may be able to manage everything under one facility with an Asset Finance Revolving Fleet Facility.

A team of experts waiting to help

Our team of specialists cover the country and are highly experienced in helping businesses across a wide range of industries with Asset Finance solutions - from transportation and agriculture to printing and healthcare.

Key features

Asset Finance Term loan

  • Loan terms that match the economic life of your assets.
  • Fixed and variable interest rate options.
  • Flexible payment structures.
  • Loan amounts starting from $15,000.
  • Use new or existing assets as loan security.
  • No deposit option.

Asset Finance Revolving Fleet Facility

  • Secure multiple assets under a revolving line of credit.
  • One set of initial documents for your entire facility.
  • The ability to draw and repay funds at any time.
  • One facility, one monthly payment and a single statement.
  • Ability to access facility details online in real-time through ASB FastNet Business.

Next steps

Enquire online

Tell us about your business and how we can help, and one of our team will get back to you.

Enquire now

Talk to an expert

Our business and rural experts can help you choose the right products and services for your business.

Find an expert

Visit a branch

Visit us at one of our many branches.

Find a branch

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Term loan

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Overdraft
Manage your everyday cash flow with confidence and have ongoing access to the funds you need, when you need them.
Revolving credit facility

A revolving credit facility is like a complete banking package that provides an all-in-one transaction account, overdraft and lending facility. We have three options you can consider depending on your needs.

ASB’s lending criteria and terms apply. A PPSR fee will apply. Establishment and Line fees may apply.
Specific terms and conditions apply for the products and services referred to on this page.
Business and Rural interest rates and fees.

Business term loans Asset finance