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Car Insurance

Accidents can happen to anyone at any time, which is why it's important to have insurance cover for your car. We provide three levels of cover, so you can choose the right one for you.

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Benefits at a glance

  • Quality guarantee on the repairs for as long as you own your car when using one of our preferred repairers for your claim.

  • Add optional benefits like Roadside Rescue or Excess-free glass for glass repairs through our preferred repairers.

  • Save money with a Multi-Product discount. Find out how it works.

  • Cover for your legal liability for accidental damage to someone else's vehicle or property, or accidental injury to someone else.

  • Access to Repairhub for covered claims, utilising latest technology to deliver quality repairs in an average of three days. Plus, you get free courtesy cars or rideshare to pick you up and drop you off from Repairhub while your car is being fixed. Repairhub locations across New Zealand.

Features and benefits of ASB Car Insurance

This table provides a summary of the features and benefits of ASB Car Insurance. Please read the policy wording to understand all the terms, conditions, limits and exclusions that may apply. 

Full Cover
Third Party, Fire and Theft
Third Party Only
Accidental loss or damage to your car, including damage caused by flood or storm


Damage to your car caused by fire

Theft of your car

Accidental damage to someone else's vehicle or property, or accidental injury to someone else
Quality guarantee on the repairs for as long as you own your car when using IAG's Repairhub or one of our preferred repairers for your claim
Damage caused by an uninsured driver of another vehicle
Limited cover, and we must establish the uninsured driver was completely at fault
Limited cover, and we must establish the uninsured driver was completely at fault

Optional benefits

Full Cover
Third Party, Fire and Theft
Third Party Only

Roadside Rescue
We will send help if you need a breakdown service. Refer to the policy wording for the number of call-outs provided

Optional benefit
available to purchase
Optional benefit
available to purchase
Optional benefit
available to purchase

Excess-free glass
Cover for accidental damage to the windscreen or window glass in your vehicle without paying an excess when using one of our preferred repairers

Optional benefit
available to purchase
Optional benefit
available to purchase
Optional benefit
available to purchase

Hire vehicle or alternative transport after an incident
As part of your accepted claim, we can hire another vehicle or help with the costs of other transport while your vehicle is undriveable or being repaired

Optional benefit
available to purchase
Optional benefit
available to purchase

Trailer
This covers your general-use trailer for sudden and accidental loss or damage, for a limited value

Optional benefit
available to purchase


For full details including limits, conditions and exclusions, read the policy wording.

View policy wording

Get started today

1. Ready for a quote?

Get a quote online

2. Accept

Accept the quote and we'll put your cover in place. 

3. Update

If something changes that might affect your insurance, you can make changes online.

Update

Need to make a car insurance claim?

How to make a claim

Here are some suggestions and things to have ready to make your claim as smooth as possible.

Learn more

Contact us

Get in touch when you are ready to make your claim.

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Contents Insurance

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The availability of insurance cover is subject to your application being approved. Terms, conditions and exclusions apply. For full details, refer to the policy wording. Discounts apply to the base premium before GST and levies are factored in. Taxes and levies are subject to change as prescribed by legislation. Some discounts may also be applied to optional benefits. We apply our discounts one after another. This insurance is underwritten by IAG New Zealand Limited (IAG). See further details about IAG's financial strength rating.