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Level up and live life one step ahead.

Getting ahead starts with getting on top of money stuff. We've got the tools and advice to help you level up your money game, so you can smash goals, set up good habits, save, and spend with confidence.

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How ASB helps you get one step ahead

Save the Change

Save as you spend, with Save the Change. We automatically round up your electronic transactions and put the difference into your savings account.

Save the Change

Goal Planner

Set up savings goals with Goal Planner and watch your savings grow.

Set up a goal

Zero fees

Enjoy no monthly base or transaction fees with our personal and business everyday accounts. And $0 card fees on ASB Visa Debit.

Open an account

KiwiSaver calculator

See what your KiwiSaver savings might look like if you’re saving for your first home. Small changes today can mean big things for tomorrow.

Calculate now

Ready to level up?

Streamline bank account

  • Your everyday account with no monthly account or transaction fees
  • Bank on the go with the ASB Mobile Banking app
  • An ASB Visa Debit card with no annual card fee

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Terms, conditions and service charges apply.

Get money ready

However you like to spend, whether it’s using your own hard-earned dollars or getting some flex with your money by using credit, check out these options.

Use your money, your way, every day with an ASB Visa Debit card. Shop online, in store and pay zero annual card fees.

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A great first credit card for getting started with some flex with your money, enjoy no fees and our lowest interest rate.​

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Level up with ASB and Samsung

Our partnership gives ASB customers aged 18-24 access to special promotions and limited time offers throughout the year.

Keep an eye on your notifications in the ASB Mobile Banking app or FastNet Classic internet banking to be the first to know about the latest deals.

Find out more

Easy ways to manage your money

Track

Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.
Learn more about Card Tracker here.

Visibility

See the trends in your spending and gain visibility of your money in and out with Spend Tracker.

Control

Whether it's alerts that help you keep track of your spending, or ASB Card Control that lets you lock a lost card, you're always in control.

Pay

Pay the way you want. No more exchanging bank details. Pay to a mobile number or directly to a Trade Me seller. Google and Apple Pay? Of course.

ASB Bank Limited's terms, conditions and eligibility criteria apply. Fees may change. Refer to asb.co.nz for other fees and charges.

Samsung offers available to ASB customers aged 18-24 years old and existing ASB Tertiary account holders only at the time of any given promotion. Subscribe to receive notifications through your ASB Mobile Banking app or FastNet Classic internet banking to be notified of exclusive Samsung offers throughout the year.

Apple Pay is a trademark of Apple Inc., registered in the U.S and other countries. Google Pay is a trademark of Google LLC.

Visa Debit card Conditions of Use and Personal Banking Terms and Conditions apply. You'll need to link your Visa Debit card to an eligible ASB account. Fees, service charges and overseas transaction charges apply.

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. Fees may change. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).

ASB's lending criteria, terms and Credit Card Conditions of Use apply.