I'm looking at getting contents insurance, how do I know how much I need?
Last Updated: 21 Mar 2023
ASB Contents Insurance is based on a 'sum insured' amount that you determine. There are also limits on what we'll pay for certain types of contents. If you have any items worth more than the limits shown in the policy wording, you can list them on your policy seperately as 'specified items'. This allows you to cover each item for the amount you specify. Adding any specified items to your policy will affect your total premium.
Note that you don't need to include the value of any specified items in your contents sum insured, as these items are covered separately.
For more information, you can check out the Contents Insurance sum insured page or view the full details in the policy document.
Did this answer your question?
Related Answers
-
No, we don't offer a discount for having a house alarm, but it may impact your premium calculation. Find out ...
-
When something happens and you need to make a claim, get in touch with the relevant claims advisory team immediately. ...
-
Yes. As part of your insurance contract you need to make sure the details on your policy are correct. To ...
-
It’s very important that you answer all the declaration questions honestly and as completely as possible. Remember, insurance is a ...
-
Our Home Insurance page gives you everything you need to know about: What you're covered for How 'Sum Insured Replacement' ...
-
Our expert team of insurance specialists are here to help you understand what cover you may need. If you’re unsure ...
-
Give us a call on 0800 200 252.
-
We don't need to know if your tenant changes, however you need to ensure you continue to meet your obligations ...
-
To make a claim, call 0800 200 252. For further information, see our guide on making a house or contents ...
-
If your property is tenanted, the standard excess is $550.
