-
Need help working out what insurance is right for you? Our team can give you personalised advice.
Key benefits of ASB Income Protection
-
We'll work closely with you to consider what treatment, rehabilitation or practical support could assist your recovery further.
-
Access to partial payments as you return to full-time work.
-
You can also add-on Redundancy Cover, so if you are made redundant, you’ll be covered with monthly payments for up to six months.
-
Suspend your cover for up to 12 months if you go on parental or unpaid leave.
Get rewarded for your healthy choices
When you take out a life or health insurance policy with ASB you can join AIA Vitality - the science backed health and wellbeing programme that rewards your healthy choices.
- Earn up to $560 in Woolworths vouchers or Airpoints Dollars each membership year.
- Join Les Mills for free and save up to 50% on a membership (discount + cashback) & enjoy discounts from other leading brands.
- When you join AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies.
Already have life or health insurance with us? Call us on 0800 200 252 to join AIA Vitality.
AIA Vitality is available with eligible ASB Insurance policies and has a monthly membership fee of $11.50 (including GST).
Why ASB?
Partnership with AIA
Harnessing the global expertise of AIA - our underwriter, to help you get comprehensive protection sorted.
Personalised advice
Our team of local ASB insurance advisers help review your needs, tailoring a solution with you.
Multi-benefit discount
Save up to 15% off your premiums when you take out multiple eligible policies.
What's included?
Income protection insurance takes care of you and your family if you become unable to work due to an accident, illness or injury. Income protection insurance pays you monthly payments to help account for lost income and assist with expenses and other financial commitments as you recover from your illness or injury.
Income Protection
Income Protection provides a monthly payment to replace a portion of your income if you have an illness or injury and are unable to work. You have three options to choose from in this category: Agreed Value, Indemnity or Loss of Earnings.
Mortgage and Income Protection
This cover provides a monthly payment to replace your mortgage or rent payments, should you suffer an illness or injury and are unable to work. Mortgage and Income Protection doesn't have ACC offsets. This means in case of an accident, anything paid by ACC to compensate your income will not be deducted from your Mortgage and Income Protection benefit payments.
Total Disability Income Benefit
Partial Disability Income Benefit
Partial Disability Bridging Benefit
Enhanced Partial Disability Benefit
Rehabilitation and Support
Recurrent Disablement Benefit
Vocational Assistance
Home Modification and Equipment Expense Benefit
Bed Confinement Benefit
Future Insurability
Back to Work Payment
Pregnancy Premium Waiver
Waiting Period Reduction Benefit
Concurrent Waiting Period Benefit
Return Home Benefit
Home Care Benefit
Childcare Support Benefit
Property Special Event Facility
Waiver of Premium
Suspension of Cover Benefit
Get started today
Talk to one of our advisers who can help you put together a life insurance plan that will best suit you and your situation.
Get in touch through our online enquiry form and we'll call you back at a time that suits you.
Call us on 0800 200 252 between 8:00am - 6:30pm Monday to Friday. 8:30am - 5:00pm Saturday.
Our qualified insurance advisers will help you mix and match the best insurance options to suit your needs
As a trusted life and income insurance provider, we have a team of qualified insurance advisers who can provide you with guidance and advice that's specific to your needs.
Having this guidance means ASB's Lifestyle Security Plan will be tailored to your situation, with a combination of solutions to get the life insurance cover you and your loved ones need.
Life insurance
Income protection
Trauma cover
Total permanent disability
Health insurance
Get a tailored quote for your needs.
The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premiums loadings may apply. An excess may apply for health insurance policies. For full details refer to the policy document which is available on request from ASB Bank Limited. This insurance is underwritten by AIA New Zealand Limited ("AIA").