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Need help working out what insurance is right for you? Our team can give you personalised advice.
Key benefits of ASB Life Insurance
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Receive an upfront payment up to the value of $25,000 to help with immediate expenses like funeral costs or mortgage repayments.
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If you're diagnosed with a terminal illness, you could access an early payment of your lump sum.
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When taking on additional debt or having a child, you may be able to increase your sum assured without any further medical assessment. Helping keep your cover in step with your current financial situation.
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Life insurance will provide coverage whether you're at home, travelling or living overseas.
Get rewarded for your healthy choices
When you take out a life or health insurance policy with ASB you can join AIA Vitality - the science backed health and wellbeing programme that rewards your healthy choices.
- Earn up to $560 in Woolworths vouchers or Airpoints Dollars each membership year.
- Join Les Mills for free and save up to 50% on a membership (discount + cashback) & enjoy discounts from other leading brands.
- When you join AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies.
Already have life or health insurance with us? Call us on 0800 200 252 to join AIA Vitality.
AIA Vitality is available with eligible ASB Insurance policies and has a monthly membership fee of $11.50 (including GST).
Why ASB?
Partnership with AIA
Harnessing the global expertise of AIA - our underwriter, to help you get comprehensive protection sorted.
Personalised advice
Our team of local ASB insurance advisers help review your needs, tailoring a solution with you.
Multi-benefit discount
Save up to 15% off your premiums when you take out multiple eligible policies.
What's included?
Life insurance acts as a safety net to protect your family's financial future if the insured person dies or is diagnosed with a terminal illness. There are two types available with this insurance.
Term Life
Term Life provides one lump sum payment to help your family cope financially if you were to pass away or diagnosed with a terminal illness. That way they're not left with the added financial stress of funeral costs and everyday bills if you're no longer there to help.
Family Protection
This type of cover provides a monthly payment to your family, rather than one lump sum. An insurance adviser can help you explore if this option is right for you and your situation.
Bereavement support
Terminal Illness Benefit
Specified Terminal Conditions Benefit
Repatriation Benefit
Financial and Legal Advice Benefit
Counselling Benefit
Parents Grieving Benefit
Special Events Increase Facility
Special Events Total Permanent Disablement (TPD)/ Trauma Facility
Suspension of Cover Benefit
Quote tool
Get started today
Talk to one of our advisers who can help you put together a life insurance plan that will best suit you and your situation.
Get in touch through our online enquiry form and we'll call you back at a time that suits you.
Call us on 0800 200 252 between 8:00am - 6:30pm Monday to Friday. 8:30am - 5:00pm Saturday.
Our qualified insurance advisers will help you mix and match the best insurance options to suit your needs
As a trusted life and income insurance provider, we have a team of qualified insurance advisers who can provide you with guidance and advice that's specific to your needs.
Having this guidance means ASB's Lifestyle Security Plan will be tailored to your situation, with a combination of solutions to get the life insurance cover you and your loved ones need.
Life insurance
Income protection
Trauma cover
Total permanent disability
Health insurance
Get a tailored quote for your needs.
The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premiums loadings may apply. An excess may apply for health insurance policies. For full details refer to the policy document which is available on request from ASB Bank Limited. This insurance is underwritten by AIA New Zealand Limited ("AIA").