Can I use my car for business activities and still be covered?
Your Car Insurance policy can cover some business activities, but does not cover the car being used in any of the below circumstances. If you use your car in any of these ways, you may need business vehicle insurance instead.
Courier or delivery work
Being paid to deliver goods, including food delivery services like UberEats, Delivereasy or Menulog.
Servicing business
Using your car for a business that involves installation, maintenance or repairs, such as for appliances, electrical, plumbing, glazing or commercial cleaning.
Driving instructor services
Using your car for private, for-profit driving lessons.
To carry fare-paying passengers
Using your car for taxi or ridesharing services like Uber, Zoomy, Ola or similar (except for private, not-for-profit carpooling - like driving a friend somewhere and splitting the cost of petrol).
To cover your business vehicle, you will need to apply for an ASB Business Insurance policy.
Related Answers
-
It depends on the type of modification your car has and whether you’ve told us about it. If you have ...
-
When something happens and you need to make a claim, get in touch with the relevant claims advisory team immediately. ...
-
Yes. As part of your insurance contract you need to make sure the details on your policy are correct. To ...
-
Yes. Check your policy schedule to see all the things that make up your insurance. It's your responsibility to let ...
-
It’s very important that you answer all the declaration questions honestly and as completely as possible. Remember, insurance is a ...
-
Your policy schedule shows the sum insured amount you have chosen, and whether you have an Agreed value or Market ...
-
Yes. You can choose to exclude drivers under 25 years old and you'll get a premium reduction. You can't do ...
-
There is a Package Discount if you have two or more home, contents or car insurance policies through ASB. If ...
-
Yes, ASB Roadside Rescue can be added to Commercial vehicle insurance for an extra cost. Give us a call on ...
-
Give us a call on 0800 200 252.
