What is a home loan pre-approval?
Last Updated: 24 Jun 2019
A home loan pre-approval is a conditional approval that we can lend you a certain amount of money, provided the property you purchase meets ASB's home loan criteria. It's a good idea to ask us for a home loan pre-approval before you start house hunting. It will help you determine how much you can borrow and to give you some bargaining power when negotiating a purchase price.
ASB’s home loan pre-approvals are valid for up to 90 days from the date of issue.
Did this answer your question?
Related Answers
-
No, we don't offer a discount for having a house alarm, but it may impact your premium calculation. Find out ...
-
The best home loan strategy is one that takes into account your individual circumstances, like your cash flow. Does your ...
-
Your fixed interest rate and repayments stay the same. Once your home loan is advanced on a fixed interest rate, ...
-
Yes. We keep account statements for seven years. To request a statement, call us on 0800 803 804 or visit ...
-
To get an ERA quote or find out more about your options, call 0800 100 600 to speak to a ...
-
Welcome, we’re glad you want to join ASB! Moving your banking to ASB is easy and you can start the ...
-
Good question. Our ASB Economist produces a report called the Home Loan Rate Report which provides a summary of interest ...
-
ASB Contents Insurance is based on a 'sum insured' amount that you determine. There are also limits on what we'll ...
-
The length of your fixed term rate is part of your overall decision about whether to have a fixed, variable ...
-
You’ll receive your new card the month before it expires and your expiring card will be valid until the last ...