Why pay higher interest elsewhere?

If you have another bank’s credit card or selected store card with an outstanding balance, you could transfer this to an ASB credit card for 0% p.a. fixed interest for 6 months. Balance transfers not available to ASB Visa Flex.

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Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.

A credit card gives you access to ongoing credit when you need it. It might be for you if;

  • You want to start building your credit history.
  • You make repayments within a period of time, so you can get up to 55 days interest free on purchases.
  • You want to enjoy earning rewards on everyday spend.
  • You want access to back up funds in the case of emergencies.
  • You are over 18 years old.

Have a look at what we consider while assessing applications.