We have a range of personal accounts with zero monthly account and transaction fees to suit your banking needs and stage in life. Together with FastNet Classic internet banking and ASB's Mobile Banking app, you can bank anywhere, any time.
Small steps can help you achieve your goals
Discover tools and services to help you take small steps to reach your money goals.
ASB ID app
If you're new to ASB, or we've asked for proof of ID, you can now use our ASB ID app. It reads your current eligible e-passport (or New Zealand driver licence if you don't have an e-passport), takes a scan of your face selfie-style, and could save you a trip to a branch.
The road to zero fees starts here
ASB Visa Debit and ASB Visa Debit for Business now have $0 annual card fees. Paired with our $0 monthly fees on everyday personal and business accounts, we’ve got your everyday banking covered to help get you one step ahead.
Already an ASB customer? You can request an ASB Visa Debit or ASB Visa Debit for Business in FastNet Classic or the ASB Mobile app.
Open an all-in-one Headstart account for those under 18 years old. It earns interest and has no transaction or monthly account fees.
Our Streamline account is an everyday bank account with no monthly base or transaction fees and an everyday ASB Visa Debit card – great for those who like to bank on the go.
ASB’s terms and eligibility criteria apply. Rates and fees may change. Refer to asb.co.nz for other fees and charges.
A savings account where your money's on call, giving you access to your savings, while still earning interest.
A savings account that rewards you for limiting your withdrawals - great for those who are saving for the long term.
ASB’s terms and eligibility criteria apply. Rates and fees may change. Refer to asb.co.nz for other fees and charges.
Join ASB online! If you need more help with moving payments to your new ASB bank account, our switching team can help get you set up.
Whether you need an EFTPOS card, an ASB Visa Debit card or an ASB Visa Credit card, we've got a range of cards to suit whatever age and stage you're at.
Open accounts, check balances, transfer funds or make payments anytime with FastNet Classic internet banking and the ASB Mobile app.
If you don't like carrying cash or cards, you can also pay for purchases using the ASB Mobile app, Fitbit Pay or Garmin Pay.
See the trends in your spending and gain visibility of your money in and out with Spend Tracker.
ASB’s lending criteria, terms and eligibility criteria apply.
Joining has never been easier. Get things started and open an everyday account online in minutes.
Confirm your identity with the ASB ID app from anywhere. Or visit your local branch with acceptable ID and proof of your address.
We'll set you up with FastNet Classic internet banking. You can then download the ASB Mobile Banking app to bank on the go.
Level up and live life one step ahead.
Getting ahead starts with getting on top of money stuff. We've got the tools and advice to help you every step of the way. And we'll help you get the most out of them, so you can smash goals, set up good habits, save, and spend with confidence.
Need help teaching your kids how to manage their money? We've got you covered.
ASB is one of the New Zealand's largest banks and provides help to open accounts before your move.
Do you want to be your own boss? We have the business expertise and products to get you off to a great start.
ASB Bank Limited's terms and customer eligibility apply. Available on standard arrangements only. Fees may change. Refer to asb.co.nz for other fees and charges, including monthly overdraft fees.
Savings Plus
Balances above $2 million earn base interest only. See asb.co.nz/savingsplus for details.
